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Fun Facts
The lending industry plays a crucial role in the U.S. economy, with Americans borrowing over $14
trillion across various loan types, including mortgages, student loans, and personal loans. The word
“loan” originates from the Old English word “lǣn,” meaning “to lend” or “to grant.” The first lending
institutions in the U.S. began in the early 1800s, providing credit to fuel the expansion of business
and personal development. Today, the lending industry encompasses a variety of services, from home
mortgages and auto loans to personal lines of credit and payday loans. It employs millions of
professionals, including loan officers, underwriters, and credit analysts, who ensure individuals and
businesses have access to the funds they need to thrive and grow.